As you near retirement, one of the biggest financial decisions you’ll need to make is when to begin receiving your Social Security retirement benefits. With pensions disappearing, Social Security remains the major source of guaranteed lifetime retirement income for most Americans, so it’s important to take the time to explore your options and make an informed, well-reasoned decision.
This course offers real world strategies and methods designed for those ages 60 and up who are preparing for retirement or are in the early stages of retirement and planning on filing for their Social Security benefits. This course is designed to take the confusion out of the many different options available to begin receiving Social Security income, and help you determine which option is best for you. Whether you are married or single, upon completion you will know how to properly file for your Social Security benefits as well as how to choose the best filing option for your circumstances. You will also learn how income from other sources will affect the amount you are able to receive from Social Security and the tax implications involved.
This course will also teach you everything you need to know about Medicare and how to determine the best options for your current situation. This course will remove all the confusion about the different parts of Medicare, what it covers and does not cover, and clearly explain the upcoming changes to Medicare and how they will affect you. Whether you are currently on Medicare or about to begin your benefits, this course will provide you with valuable information you need to know.
By attending this course, you will learn
• How to properly file for Social Security benefits
• How to maximize the amount you are eligible for
• How to avoid the most common mistakes people make when claiming their benefits
• How to optimize your assets to minimize or avoid paying taxes on your Social Security benefits
• How much income you can make and still draw Social Security
• How Social Security is taxed
• How to file and restrict
• How to claim a spouse’s benefit even if divorced
• What Medicare does and does not cover
• The differences between parts A, B, C, and D and the costs for each part
• Which Medicare supplement is right for you
• The difference between Medicare and Medicaid
• What are Medicare Advantage plans?
• And how the latest changes to Medicare and Social Security will affect your benefits
This course is intended for
• Individuals and couples between the ages of 50 and up wanting to gain more knowledge and training to help maximize their retirement years
• People who simply want to better understand what they already have in their portfolios
• And anyone who is not 100% sure they will have a good retirement
