Hello and welcome to the Foundation for Fiduciary Education. I’m excited to have you here! As an IRS approved, 501(c)(3) NonProfit Organization, our mission is to educate and empower families through comprehensive fiduciary financial education. We are pleased to provide you with financial education and resources you can trust . Taught exclusively by Certified Financial Fiduciaries®. If you have any questions at all, please do not hesitate to contact me. I look forward to helping you in any way I can.

With his customer-focused approach, Retirement Income Planner Theodore “Ted” Bytnar develops fresh approaches and new solutions to help clients overcome change and reach their financial goals. “It’s all about knowing your client, establishing goals, and building trust.” Bytnar uses his 28 years of experience in the financial industry and his past successes to help clients evaluate the most effective solutions. “I’ve seen how clients have utilized the services we’ve rendered,” he says. “I use this experience to help new clients make effective decisions.” When meeting with individual and business clients, Bytnar gathers information on their insurance and financial product needs. Rather than offering a one-sizefits-all product, he evaluates their goals and proposes customized coverage options to protect their wealth. “My creative way of approaching specific situations allows me to help my clients problem solve,” Bytnar says. “I have clients with unique situations who need to be at a certain point in a certain time financially, and it motivates me to help them reach their goals.” Working with individuals approaching retirement or already in retirement, Bytnar says his objectives are to build a strong relationship and continually communicate and revisit their investments to keep their plan on track so clients can live the retirement of their dreams. Bytnar is licensed in Life and Health insurance, Property and Casualty insurance, as well as in Real Estate. He began his career in the financial industry in 1987 as an insurance wholesaler. While overseeing more than 50 insurance agents, he became an expert in the wide variety of products offered. He also championed superior customer care and excellence for both new and existing clients. In his free time, Bytnar is an avid golfer and mountain biker. He enjoys attending sporting events with friends and family, staying active outdoors and playing sports.