Hello and welcome to the Foundation for Fiduciary Education. I’m excited to have you here! As an IRS approved, 501(c)(3) NonProfit Organization, our mission is to educate and empower families through comprehensive fiduciary financial education. We are pleased to provide you with financial education and resources you can trust . Taught exclusively by Certified Financial Fiduciaries®. If you have any questions at all, please do not hesitate to contact me. I look forward to helping you in any way I can.

Stephen is the Founder of Retirement Income Strategies and has been building comprehensive financial plans since 1990.  He holds two Master's Degrees, one in Business Administration from Babson College and another in Financial Services (MSFS).  Additionally, he holds a degree from Bentley University in Accounting.  He is a Chartered Financial Consultant (ChFC) and a Chartered Life Underwriter (CLU). Stephen is a member of the Boston Chapter of Financial Planning Association of Massachusetts and the Boston Institute of Finance.  Stephen's financial experience and understanding of an individual's financial objectives prompted him to create the Pension Income Capability Analysis (PICA) program. A comprehensive program to determine sufficiency of Retirement Income. As a past Associate Professor at Massasoit College, Stephen has taught finance, accounting and personal financial planning.  He has published various articles on personal finance and is a reputable speaker on various financial topics. Stephen is proud to support the following: The American Legion, charted and incorporated by Congress in 1919 as a patriotic veterans organization devoted to mutual helpfulness.  It is the nation's largest wartime veterans service organization, committed to mentoring youth and sponsorship of wholesome programs in our communities, advocating patriotism and honor, promoting strong national security and continued devotion to our fellow servicemembers and veterans. The Matt Light Foundation which strives to instill and augment the values of responsibility, accountability and hard work by providing youth with unique outdoor learning experiences that assist them in reaching their highest potential. Its goal is to lead yound people down a path to becoming responsible members of their communities who are capable of passing the torch of leadership and achievement to their friends and families.  Previously as part of the Financial Planning Association, Stephen offered tax preparation assistance for enlisted members of the Massachusetts National Guard.  In his off time he enjoys music, fishing, golf and has been known to dabble a bit in the kitchen.