Hello and welcome to the Foundation for Fiduciary Education. I’m excited to have you here! As an IRS approved, 501(c)(3) NonProfit Organization, our mission is to educate and empower families through comprehensive fiduciary financial education. We are pleased to provide you with financial education and resources you can trust . Taught exclusively by Certified Financial Fiduciaries®. If you have any questions at all, please do not hesitate to contact me. I look forward to helping you in any way I can.

Raymond T. Martin is founder and president of Martin Wealth Management and Martin & Associates Insurance. Ray holds a Bachelor's degree in business management from Pepperdine University (1990) and is the author of two best-selling books “The Nuts and Bolts of Original Medicare, Medicare Supplement Insurance and Medicare Advantage" and "Stress-Free Retirement, 8 Secrets to Secure Your Money and Peace of Mind." An award-winning manager and entrepreneur with more than 30 years of experience, Ray started his career at The Prudential Insurance Company, where he worked as a field underwriter in the small group division. With a background in business management, it wasn’t long before he ventured out on his own and became a successful insurance agency owner and advisor specializing in Social Security planning, Medicare and Retirement Income planning. In 2008, when Ray founded Martin Wealth Management, LLC, he could see the need for sound financial education needed by the retirement community. Ray's focus is on coaching clients instead of selling investment products. As a result, clients learn how to effectively and prudently invest and manage their money instead of following the industry Myths that foster gambling and speculating.