Hello and welcome to the Foundation for Fiduciary Education. I’m excited to have you here! As an IRS approved, 501(c)(3) NonProfit Organization, our mission is to educate and empower families through comprehensive fiduciary financial education. We are pleased to provide you with financial education and resources you can trust . Taught exclusively by Certified Financial Fiduciaries®. If you have any questions at all, please do not hesitate to contact me. I look forward to helping you in any way I can.

Dr. Rafeek Mikhail established CaMu Financial and Insurance Services Inc. in Santa Clarita, California, in order to help people navigate sensitive financial issues. He treats his clients with integrity, employing honesty and empathy in all dealings while working in the clients’ best interests. Adding to his high-quality customer service, Dr. Mikhail maintains relationships with the Society of Certified Retirement Financial Advisors, a company that helps advisors stay current in the appropriate use of trusts, long-term care benefits, social security income, and 1035 and 1031 exchanges, among others. Dr. Rafeek Mikhail currently serves on the Board of the organization, a promotion he earned six months after becoming certified. With CaMu, Dr. Rafeek Mikhail and his colleagues focus their efforts on educating clients in order to help them arrive at the best financial conclusions. The company offers complimentary consultations on retirement, consumer debt, insurance, finances, college planning, investing, taxation, estates, and benefits. CaMu also provides assistance with the stock market, providing market watch, market summary, market sector, and market mover services. Dr. Rafeek Mikhail introduces clients to other investment options, estate-gifting strategies, estate-tax minimizing, and generation-skipping taxes. Clients can request quotes for short-term medical insurance, group health, long-term care, life insurance, business insurance, and disability insurance. Because of his expert leadership, Dr. Rafeek Mikhail has been acknowledged by various financial marketing organizations as one of the top agents in his field. As CEO of CaMu, he oversees marketing, training, sales, strategy planning, and performance improvement. Prior to establishing CaMu, Dr. Rafeek Mikhail studied medicine at Alexandria University. He is certified in protecting human subjects in biomedical and genetics research and is a member of the Society of Clinical Research Associates. Dr.Rafeek Mikhail serve as the chairman of the educational department of the society of certified retirement financial advisor. Dr. Rafeek Mikhail & CaMu Financial conducting mentoring classes nationwide for financial advisors & insurance agent on the behalf of some of the biggest financial & insurance marketing organizations as well as insurance company about how manage your business ethically & how you handle your client savings.