Hello and welcome to the Foundation for Fiduciary Education. I’m excited to have you here! As an IRS approved, 501(c)(3) NonProfit Organization, our mission is to educate and empower families through comprehensive fiduciary financial education. We are pleased to provide you with financial education and resources you can trust . Taught exclusively by Certified Financial Fiduciaries®. If you have any questions at all, please do not hesitate to contact me. I look forward to helping you in any way I can.

Phimar Patterson, CFP®, is the founder of Blue Clover Financial, LLC. He holds both a finance graduate degree and an undergraduate degree in accounting from Krannert (Purdue University). He has over 20 years in corporate America working for MassMutual and Metlife, in various financial planning functions and within Fortune 100 companies, including AT&T, Coca-Cola Enterprises and Hewlett-Packard. In 2013, Phimar decided to leverage his corporate financial planning experience and passion for different types of financial vehicles to the financial services arena to assist families and small businesses in meeting their financial goals. Blue Clover Financial, LLC is a boutique wealth management firm that focuses on small to medium sized businesses and families. We specialize in financial plans and implementation of customized investment solutions that utilize an array of investment options. Phimar and his wife of 18 years have two children and love spending time with family. In his free time, Phimar is an avid soccer player and coach. He also enjoys scuba diving and holds a Dive Master certificate. Phimar believes there is nothing as peaceful as laying on the bottom of the ocean looking up and watching the world swim by.