Hello and welcome to the Foundation for Fiduciary Education. I’m excited to have you here! As an IRS approved, 501(c)(3) NonProfit Organization, our mission is to educate and empower families through comprehensive fiduciary financial education. We are pleased to provide you with financial education and resources you can trust . Taught exclusively by Certified Financial Fiduciaries®. If you have any questions at all, please do not hesitate to contact me. I look forward to helping you in any way I can.

Michael is a Certified Retirement Financial Advisor (CRFA), Chartered Federal Employee Benefits Consultant (ChFEBC) and Chartered Senior Financial Planner and he holds a Life and Health License, a Long- Term Care Certification and a California Partnership Long-Term Care Certification. Michael's professional memberships include the Better Business Bureau, Business Consumer Alliance and the National Ethics Association. Over the last 19 years, Michael has assisted over 2,000 California teachers, school administrators, and public school employees on retirement planning through his seminars, videos and personal consultations. Michael educates his clients on how to achieve financial success in retirement. He takes his clients through a step-by-step comprehensive retirement planning process that includes providing information on how to lower taxes in retirement planning process that includes providing information on how to lower taxes in retirement, how to maximize Social Security income and retirement plan distribution options, Estate planning, and assessing insurance needs in retirement. Michael has been honored with many professional awards and he has lectured widely on estate planning and financial topics throughout southern California. Michael has written several articles on the importance of wealth preservation and long-term care that have been published in leading outlets. Michael lives in Thousand Oaks, California with his wife Jeanne of 20 years and their two sons. Michael's wife, his grown daughter, and son-in-law are also Financial Advisors and his business partners. When not working, Michael enjoys spending time with his family which now includes two young grandsons.