Hello and welcome to the Foundation for Fiduciary Education. I’m excited to have you here! As an IRS approved, 501(c)(3) NonProfit Organization, our mission is to educate and empower families through comprehensive fiduciary financial education. We are pleased to provide you with financial education and resources you can trust . Taught exclusively by Certified Financial Fiduciaries®. If you have any questions at all, please do not hesitate to contact me. I look forward to helping you in any way I can.

Since 2010, Lindsay Waltower has dedicated his career to helping people make better, more confident financial decisions. As a Certified Financial Fiduciary® and Tax & Business Advisor, he believes that true financial planning is not about selling products — it is about guiding families and business owners with integrity, strategy, and care. Before founding Sovereign Retirement Group (SRG) in 2017, Lindsay served in executive leadership, venture capital, philanthropic, and management consulting roles. When he launched SRG, he did so with one mission that still stands today: To significantly improve the financial lives of his clients and business partners — especially public employees, educators, and government professionals. A Different Kind of Advisor Lindsay leads a proactive, award-winning tax and financial planning team that helps clients navigate decisions before opportunities are missed — not after the fact. At SRG, planning is not reactive; it is intentional. Clients receive coordinated tax strategy, forward-looking business and retirement planning, and a level of collaboration that most advisory firms simply cannot offer. He does not chase transactions or short-term performance. Instead, Lindsay helps clients understand how taxes, business structure, compensation, and planning work together — so that wealth can be preserved, protected, and grown with confidence. The Experience Clients Deserves Because Lindsay’s approach is rooted in proactive strategy and partnership, his clients gain more than financial advice. They gain: • Clarity instead of confusion • Strategy instead of guesswork • A trusted partner instead of a salesperson He measures success not by how busy he is — but by the impact he creates and the peace of mind his clients experience. Service, Education, and Excellence A proud United States Air Force veteran, Lindsay brings the same values of service, leadership, and accountability to his work that he lived in uniform. He is a recipient of the American College of Financial Services/Penn Mutual Center for Military and Veterans Affairs Scholarship, and holds a B.A. in English Literature from the University of Pennsylvania and an MBA from Eastern University.