Hello and welcome to the Foundation for Fiduciary Education. I’m excited to have you here! As an IRS approved, 501(c)(3) NonProfit Organization, our mission is to educate and empower families through comprehensive fiduciary financial education. We are pleased to provide you with financial education and resources you can trust . Taught exclusively by Certified Financial Fiduciaries®. If you have any questions at all, please do not hesitate to contact me. I look forward to helping you in any way I can.

Lawrence Zimbler, MST, EA holds a BS in math, an MS in taxation, and has passed the Uniform CPA Exam. Having been a supervisory principal in the securities field for 16 years, he now owns and operates an independent investment advisory firm, 4square Advisory Services, Inc (4ASI), CRD 177526 registered in the state of Michigan. Since 1975 his tax experience includes IRS technical and managerial positions, professional tax software development and support, private practice, and teaching and writing on taxation issues. An Enrolled Agent is the only federally licensed tax credential that allows a holder to represent clients in any state, before any division of the Internal Revenue Service. Since 1986 his professional investment experience includes work as a registered representative plus 16-years’ experience as a registered principal (supervising as many as 10 representatives at one time). During this period, Larry held FINRA Series 6, 7, 22, 24, 51 and 65 licenses along with Michigan life, health and property & casualty insurance licenses. Creating 4ASI in 2015, having zero reportable events on his record, Larry (individual CRD 1439484) abandoned all securities and insurance licenses (except for FINRA Series 65 as required by state law) and operates an independent, fee-only investment management business. 4ASI is intended to be a small, boutique practice focused on the individual needs of each client. Larry continues active as a tax professional. He is a member of the National Association of Enrolled Agents (NAEA), MI & NM Chapters, and the National Association of Tax Professionals (NATP). He is a national instructor for NATP, as well as privately for various organizations. He has authored classes and books for continuing education of tax professionals. This is important because the tax consequences of investment decisions are in the forefront of his advice, especially in regard to qualified retirement plans and funds; and understanding taxes brings with it understanding of a large variety of financial transactions that affect investors. As an investment advisor, Larry specifically focuses on clients that are below what is considered “high net worth” believing these clients to be underserved by the profession. 4ASI currently has more than $15-million under management, averaging about $218,000 per account. 4ASI will take on clients with as little as $2,500 to invest (conditioned on regular additions). Most importantly, 4ASI receives no compensation or incentives from any investments recommended or trades placed; and 4ASI is not affiliated with any agency, organization or broker/dealer that might influence investment recommendations. All investment activity is strictly focused on the client’s best interest. To further his style of client-first operations, Larry acquired the designation Certified Financial Fiduciary® in 2021, and this designation fits closely with the way 4ASI has always conducted business. On a personal level, Larry is an active adult leader in Scouts BSA since 1991, and an ordained elder in the Presbyterian Church USA. Married to Mary for 40 years they have two successful adult children. Contact Larry by email at larry@4squareRIA.com or 800-930-6454