Hello and welcome to the Foundation for Fiduciary Education. I’m excited to have you here! As an IRS approved, 501(c)(3) NonProfit Organization, our mission is to educate and empower families through comprehensive fiduciary financial education. We are pleased to provide you with financial education and resources you can trust . Taught exclusively by Certified Financial Fiduciaries®. If you have any questions at all, please do not hesitate to contact me. I look forward to helping you in any way I can.

CHA Shared Services is an insurance brokerage and consulting firm as well as a subsidiary of the Colorado Hospital Association. CHA Shared Services supports Colorado’s health care facilities by providing a broad array of strategic services in the areas of health and welfare, retirement and executive benefits, workers’ compensation and general human resources management. These services help clients increase efficiency by saving time, money and other valuable resources. ____ Cherry Torres, LUTCF grew up in Kemmerer, Wyoming and has a BS in Marketing from the University of Wyoming.  She began her business career when she joined the Colorado Hospital Association (CHA) in August 1996 and has bee an advisor for retirement plan participants for 20 of those years. Cherry is the primary relationship manager for services procured through CHA Financial Advisors on behalf of CHA member hospitals and health systems.  Cherry serves as a registered representative, FINRA Series 6, 63 & 26, Life/Health/Variable Products insurance licenses. ____ Cherry is a past board member of the National Association of Insurance and Financial Advisors (NAIFA).  Cherry is recognized for her long-standing relationships and excellent service which are based on trust and integrity.  She strives to provide retirement plan guidance and employee education that is tailored to individual needs and goals.