More than 55 million Americans receive Social Security benefits, annually, making it the nation’s largest social welfare program. 725 billion dollars of your payroll and income taxes last year went to Social Security disbursements — That’s about 60 billion dollars in benefits each month. It’s no wonder politicians on both sides of the aisle are always trying to convince voters that they have the plan to keep Social Security intact. The problem is Social Security, as we know it, is currently living on borrowed time.