Hello and welcome to the Foundation for Fiduciary Education. I’m excited to have you here! As an IRS approved, 501(c)(3) NonProfit Organization, our mission is to educate and empower families through comprehensive fiduciary financial education. We are pleased to provide you with financial education and resources you can trust . Taught exclusively by Certified Financial Fiduciaries®. If you have any questions at all, please do not hesitate to contact me. I look forward to helping you in any way I can.

Zach is Co-Founder and Chief Operating Officer of The Affinity Group of Companies. Zach has more than 13 years of experience in the financial service industry supported by his degree in business. Zach also holds the Certified Financial Fiduciary (CFF®), Certified Fund Specialist (CFS®), Wealth Management Specialist (WMS℠), Certified Annuity Specialist (CAS®), Certified Income Specialist (CIS)™designation.  Since I was 14 years old, I always knew I was going to be in the Finance business. Throughout my life two things have steered me to my purpose and obsession in life. First was from a young age I always noticed my father was stressed about money. I remember being on vacations and he never enjoyed them because he was always worried about saving money away for retirement. He was an intelligent man, but he was not educated on investing, so it made him scared of it. Because he feared investing, he would put his hard-earner money in savings accounts and CDs that were paying pitiful interest rates. He had to save three or four times as much as the average investor for the same end results. After seeing that at a young age I wanted to make sure people were educated on investing so they can achieve their retirement goals while not sacrificing the enjoyment of life. The second thing that steered me was in the early stages of my career in 2008 during the financial crisis. I will never forget the fear, anxiety, and uncertainty that gripped everyone during that time. It was a rude awakening seeing how this industry I love and dreamed about since I was 14 years old could do harm to others without a second thought. Instead of resenting it or taking a different career path I took it as a challenge to expose the greed, complicate investments, and high management fees and educate clients to help them be better investors. I made it my mission to always put the clients'' interest first.