Hello and welcome to the Foundation for Fiduciary Education. I’m excited to have you here! As an IRS approved, 501(c)(3) NonProfit Organization, our mission is to educate and empower families through comprehensive fiduciary financial education. We are pleased to provide you with financial education and resources you can trust . Taught exclusively by Certified Financial Fiduciaries®. If you have any questions at all, please do not hesitate to contact me. I look forward to helping you in any way I can.

Timothy B. Kenyon co-founded Financial Resources & Retirement Advisory, Inc. in 1992. Financial Resources focuses on providing retirement and investment plans for members of educational communities and not-for-profit organizations through an innovative approach, which includes using cost-efficient products, and independent partnerships and alliances within the retirement plan marketplace. A leading advocate for providing investors with complete transparency and no conflicts of interest. As an Independent Advisor, we do not use proprietary products or services. Tim is among the first independent advisors to introduce Fiduciary Standards of Care to Non-ERISA 403b / 457 participants. That means I work only in the best interests of our clients. We support significantly reducing advisory fees, eliminating commissions for 403b/457 plan participants, and a potential flat-fee service model. In addition, we have supported providing the benefits of low-cost mutual funds versus variable annuities in 403b/457 plans for 25 years. We believe that education empowers clients with the knowledge, perspectives and options needed to make informed, productive decisions. That’s why we have extensive experience providing Financial Literacy and Member Benefit Workshops. And we’ve provided service to thousands of individuals and households, at all economic levels. We know that there is no one "best place" to put your retirement monies. Instead, we work with clients to develop a unique plan for their future, all the while taking into account different tolerances for risk and money needs at different life stages. We make a point of prioritizing our clients’ goals through candid conversations, and written recommendations and plans. To use a baseball analogy, we encourage a focus on the fundamentals. Try to progress from base to base with the goal of scoring, which, in this case, is achieving the long-term goal. Keep your eye on the ball, don’t swing for home runs. Strive for a solid batting average and always play good defense.  After 27 plus years in the financial industry, our practice has broadened to include world-class wealth managers, retirement, estate and legacy planners. A team of trusted professionals, including attorneys, insurance planners, and CPA’s work with us to coordinate legal and tax strategies. Financial Resources partners with nationally recognized financial institutions, such as Triad Advisors, a leading Hybrid RIA and independent Broker Dealer and Ladenburg Thalmann, a highly respected financial services firm that provides access to world class wealth managers investment strategists and banking solutions. Our approach of teaming with strategists who employ a quantitative, rules-based methodology, built on sound academic principles and a disciplined defense of risk, can reduce or eliminate emotional and behavioral investor decisions. We know that managing short-term, emotional decisions is a key for long-term investment success. Tim has been a member of multiple Advisory Councils, including Brecek & Young, FTJ FundChoice and ASI. Our Organizational Alliances allow us to give back and support the community.  CFF:  As a Certified Financial Fiduciary, and a charter member the National Association of Certified Financial Fiduciaries, I adhere to the CFF Code of Conduct and the strict guidelines of the NACFF and am required to give you advice that is in your best interest, period. Practicing the Duties of Loyalty, Good Faith, Good Care for clients, educating them first, using a Holistic Approach, with full disclosure, comparisons of suggested products, full confidentiality and adhering to strict professional practice management. NEA: National Ethics Association:  By joining the National Ethics Association (NEA) we encourage due diligence of consumers, rather than hiding from it.  To view the National Ethics Association Member’s Profile visit www.ethics.net. AFEA:  Chapter President, Somerville NJ, of the American Financial Education Alliance, a non-profit organization dedicated to educating the public on Financial Literacy through complimentary classes held at Universities, Libraries and businesses. Our company motto says it all. “It’s Not About Money, It’s About Your Future”