Hello and welcome to the Foundation for Fiduciary Education. I’m excited to have you here! As an IRS approved, 501(c)(3) NonProfit Organization, our mission is to educate and empower families through comprehensive fiduciary financial education. We are pleased to provide you with financial education and resources you can trust . Taught exclusively by Certified Financial Fiduciaries®. If you have any questions at all, please do not hesitate to contact me. I look forward to helping you in any way I can.

Richard was hired to head up the Senior Services Division at Atlas Advisory Group. This group is an integral part of the “Holistic Planning” process that Atlas employs to help prepare clients for Social Security distribution, Medicare planning, Long Term Care and Retirement Income planning. Richard works closely with clients to help design comprehensive, flexible financial plans with the goal of wealth optimization. He tailors each client’s investment portfolio to their unique goals and objectives with an intention of minimizing risk. The financial world is constantly in flux and Richard takes pride in educating his clients and their advisors on how the changing investment landscape can impact their ability to plan for the future. To better prepare his clients in planning for retirement, Mr. Gustafson has acquired the National Social Security Association designation and is a member of NAMSMAP (National Association of Medicare Supplements and Medicare Advantage Producers). Additionally, Mr. Gustafson has been recognized by the Prudential Insurance Co. as reaching the level of “Masters Council” and has achieved’ The A List Gold Sales Award’ from Allianz. These awards are granted based on the sales of insurance products. Richard graduated from Rutgers University with a B.A. in 1987. He got his start in the financial services industry with Ameritas as a career agent in 2009, and quickly rose to the “Leaders Court”. “Leaders Court” is based on production of sales of insurance products and securities. He also holds FINRA licenses 7, 63, and 65, as well as, licenses in life, disability, and health insurance.