Mark Charnet

President Message

Hello and welcome to the Foundation for Fiduciary Education. I’m excited to have you here! As an IRS approved, 501(c)(3) NonProfit Organization, our mission is to educate and empower families through comprehensive fiduciary financial education. We are pleased to provide you with financial education and resources you can trust . Taught exclusively by Certified Financial Fiduciaries®. If you have any questions at all, please do not hesitate to contact me. I look forward to helping you in any way I can.


Mark Charnet has designed a customizable roadmap to success which has served a long list of clients on the journey to pursuing their own financial goals. A self-made millionaire, Mark founded American Prosperity Group, a Wealth Management and Legacy Planning Firm, which takes a unique approach to retirement and estate planning. Frequently featured in national publications including Investment News, US News and Forbes, as well as a featured columnist for 6 years in Life and Leisure, a North Jersey publication; Mark is widely recognized for his diligence in developing financial plans that prepare his clients to retire with confidence. With 37 years of experience as a financial expert, it is safe to say Mark has achieved his goal of financially educating and enhancing the lives of everyone he meets. From speaking all over the country delivering his approach to life-long income generation and recently completing his new book, “The Trinity Method of Investing©,” Mark strives to create and deliver the best financial plans possible to his clients and their families. Even interactions with clients who have accumulated significant wealth revealed most were poorly or never educated how to create a perpetual retirement income for themselves and their spouse. Few are preserving, protecting and perpetuating their wealth to their children and charities of they wish to endow. Specializing in wealth management, retirement and legacy planning along with income continuation plans, Mark offers an array of services depending on your goals. Holding credentials including, FINRA Series 6, 63, 26 and 65, Life and Health Insurance licenses, being a Certified Annuity Specialist (CAS) and being a Certified Financial Fiduciary (CFF), Mark possesses the licensing and tools necessary to assist you in all aspects of financial planning to: Maximize your income today while protecting, preserving and perpetuating your wealth for tomorrow!® Mark resides with his wife and business partner, Terry Charnet, in Wayne, NJ. Mark and Terry have been happily married for 32 years, and have 4 children. As well as being an accomplished alpine skier, captain of his own boat, pianist and composer, Mark has served on multiple charitable boards and raises money for various charities and organizations across the globe. In Mark’s opinion charitable giving is the world’s best preventative medicine.

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Certified Financial Fiduciary ®


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The Foundation for Fiduciary Education (FFE) is proud to be one of the fastest growing non-profit financial wellness programs in the country, and the only one who’s Instructors are exclusively Certified Financial Fiduciaries.


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The Foundation Fiduciary Education (FFE) is one of the fastest growing non-profit financial wellness programs in the country!

1 Easy online registration form
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6 Take control of your finances through unbiased fiduciary education from a Certified Financial Fiduciary®