Hello and welcome to the Foundation for Fiduciary Education. I’m excited to have you here! As an IRS approved, 501(c)(3) NonProfit Organization, our mission is to educate and empower families through comprehensive fiduciary financial education. We are pleased to provide you with financial education and resources you can trust . Taught exclusively by Certified Financial Fiduciaries®. If you have any questions at all, please do not hesitate to contact me. I look forward to helping you in any way I can.

Kathleen A. Bishop, CLU®, CWS® President, Cowan Financial Group Certified Wealth Strategist Chartered Life Underwriter Kathleen joined Cowan Financial Group in 1989, as an Administrative Assistant to the Chairman and CEO.  In 2008, she was elected President and Chief Operating Officer of Cowan Financial Group.  Kathleen is also a Senior Advisor in the firm. Kathleen enjoys working with her clients and believes that you need to take a holistic approach to each client’s specific needs.  “Every client does not have the same lifetime goals or visions that they want to accomplish.  I believe you need to analyze each client’s specific needs, listen to what they are saying, and design a program that will work for that individual client.  You cannot place every person’s financial goals into a single mold, or plan.” Kathleen is licensed as a General Securities Principal, Municipal Securities Principal, General Securities Representative, and Investment Advisor Representative.  In addition, she is licensed to transact Life, Health, Variable Annuity, and Long Term Care classes of insurance.  Kathleen has been in the insurance and financial services industry for over 35 years.  Kathleen is a member of The American Society of CLU & ChFC and PACE, and the investment Advisory Committee. She represents Cowan Financial Group in the St. Johns County Chamber of Commerce.  Kathleen is a past Board Member of INK, Investing in Kids, in St. Johns County and a current volunteer for the organization.  She is also a past volunteer for the St. Augustine Beach Sea Turtle Patrol.  Kathleen and her husband live in St. Augustine.  They are owners of Ace Firearms.  Kathleen interests include RVing, target shooting, nature activities, photography and crocheting. Securities and Investment Advisory services offered through NEXT Financial Group, Inc..  Next Financial Group, Inc. is not an affiliate of Cowan Financial Group.