Hello and welcome to the Foundation for Fiduciary Education. I’m excited to have you here! As an IRS approved, 501(c)(3) NonProfit Organization, our mission is to educate and empower families through comprehensive fiduciary financial education. We are pleased to provide you with financial education and resources you can trust . Taught exclusively by Certified Financial Fiduciaries®. If you have any questions at all, please do not hesitate to contact me. I look forward to helping you in any way I can.

Emanuel Mahand, MSM, CFF, CRC®, CBC™ Registered Investment Advisor/Program Director of Retirement Plans – DE, NJ, NY, PA, and WV Nationwide Retirement Solutions Background/Military Career: He was born and raised in Greenville, AL, the eldest of 5 children.  Graduated from Greenville High School in 1988 and immediately joined the US Army as a private.  He served 4 years in the US Army (Active) from 1988 to 1992 at Fort Drum, NY.  He obtained the rank of sergeant, after being promoted in the top percentage of his peer group.  He later joined the US Army Reserves from 1992 to present.  In 2003, he was appointed as a Commissioned Officer in the US Army Reserves.  Major Mahand currently serves as a Logistical Officer for the 78th Training Division at Fort Dix, NJ.  During his military career, he trained and served in the following locations:  Fort Jackson, SC; Fort Benning, GA; Fort Lee, VA;  Camp Lejeune, NC;  Fort McCoy, WI;  Oversees:  Fort Sherman, Panama ; Sinai, Egypt; El Salvador,  Guantanamo Bay (GTMO), Cuba  and Iraq.  He has been awarded the following awards and decorations (14):  Meritorious Service Medal, Joint Accommodation Medal, Army Accommodation Medal (3), Army Achievement Medal (3), Iraq Campaign Medal, Good Conduct Medal, National Defense Service Medal, Global War on Terrorism Service Medal, Non-Commissioned Officer Professional Development Ribbon, Army Service Ribbon, Overseas Service Ribbon, Army Reserve Component Overseas Training Ribbon, Armed Forces Reserve Medal, Multinational Force and Observers Medal, Army Parachutist Badge. Civilian Profession: Emanuel obtained his master’s degree in Management (concentration in Leadership) from The American College.  He has a bachelor’s degree in human resource Mgt. from Troy State University in Montgomery, AL.  After graduating from college, he relocated to Memphis, TN to join American Fidelity Assurance Company as an Account Manager.  In 1999, he joined Nationwide Financial as a Financial Service Representative in Montgomery, AL.  He was promoted to Assistant State Director in 2000; Promoted to State Director of the State of Michigan in 2002; Promoted to Director of Retirement Plans for the State of NY and NJ; served as Program Director of Retirement Plan for Alabama, Mississippi and Louisiana from 2011 – 2013; In July 2014, he was reassigned as Program Director for the State of DE, NJ, NY, PA and WV.  He supervises seven registered representatives with approx. $1.2 billion of assets under management. Emanuel has represented Nationwide Retirement Solutions throughout the country in conducting retirement workshops for the following organizations:  Alabama Education Association, Alabama State Employees Association, United States Conference of Mayors, New Jersey Conference of Mayors, New Jersey Association of Counties, Professional Firefighters Association of New Jersey, Professional Firefighters of Alabama, Professional Firefighters of Louisiana, National Forum of Black Public Administrators, and NJ State Policemen’s Benevolent Association.  Emanuel is a passionate public speaker who brings excitement and practical application in helping others to obtain their goals and to live a fulfilled life.   He has served as the keynote speaker at the following events:  Public Schools (Elementary thru High School) in AL, NJ, and PA; class reunions; unions/associations meetings; church events; and military ceremonies. Education/Licensing:  Master of Science (MS) – Management / Leadership Bachelor of Science (BS) – Human Resource Management Associate of Science (AS) – Business Management Certified Financial Fiduciary Certified Business Coach, WABC  Certified Retirement Counselor – InFre Registered Security Licenses (FINRA):  Series 6, 63, 26 and 65 Life and Health Insurance License Negotiations Training 1 & 2 – BayGroup T3 Presentation Training Improv Presentation Training