Hello and welcome to the Foundation for Fiduciary Education. I’m excited to have you here! As an IRS approved, 501(c)(3) NonProfit Organization, our mission is to educate and empower families through comprehensive fiduciary financial education. We are pleased to provide you with financial education and resources you can trust . Taught exclusively by Certified Financial Fiduciaries®. If you have any questions at all, please do not hesitate to contact me. I look forward to helping you in any way I can.

Brenda Oldham is the CEO/ Owner of RAM Insurance & Financial Services located at 141 N. Milford Road, Ste. 101 in Highland, MI.   Along with her value, integrity and expertise, Brenda is an independent financial advisor with the freedom to offer unbiased financial advice.  In addition to providing her clients with knowledgeable advice to ensure their financial goals are achieved, Brenda Oldham presents her clients with the up-to-date technology and financial research to provide a satisfying professional experience.  The integrity of Brenda and the staff is reassuring to their customers and results in 100% client satisfaction. RAM Insurance & Financial Services offers a variety of products and services; including retirement and education plans, IRA’s, 401K, Life Insurance, Long Term Care, Medicare Supplements, Mutual Funds, Professional Money Managers, tax management, distribution strategies, auto, home, commercial, workers compensation, liability insurance and bonds. Brenda Oldham, the CEO/Owner of RAM Insurance & Financial Services is a graduate of the University of Michigan school of business and obtained a Master of Science in Human Resource Management from Central Michigan University.  She is highly accredited, receiving many awards, designations and licenses for her outstanding achievements. She holds the following designations/certifications: LUTCF- Life Underwriter Training Council Fellowship, Certified Senior Advisor, National Association of Certified Financial Fiduciaries.